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| abbey mortgages | independant morgage | mortgage services | pret a manger | savings calculator uk |
|---|---|---|---|---|
| 5586 | 3554 | 4685 | 5169 | 3716 |
| 4848 | 4887 | 3867 | 3932 | 3975 |
| 3615 | 5154 | 4131 | 4178 | 4650 |
| 5788 | 3256 | 4825 | 3790 | 3851 |
| 3894 | 4401 | 5948 | 3261 | 4416 |
| 4078 | 5247 | 3408 | 3053 | 5270 |
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Platinum applicants must be aged 25, have an annual income of £25, 000 or more and be an existing credit card holder. Balances cannot be transferred from cards issued by other members of the hsbc group, including first direct and hfc bank limited. The parties overlap in the provision of wholesale credit card services. Lloyds tsb bank plc and lloyds tsb scotland plc are members of the financial services compensation scheme and the financial ombudsman service. Where a typical apr is quoted, the company must offer that rate or better to at least 66% of customers who successfully apply for that credit card. Our statement of principles provides practical guidance to banks which increases their incentives to compete vigorously while protecting consumers from being charged unfair amounts.
