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These cards come with a range of benefits including interest free credit cards and 0% offers, low standard rates and cashback. Your bad credit rating could be due to any of the following things. Lowest balance transfer rate for life cards  card  typical apr  bt rate  bt duration    barclaycard flexi- rate  16. 9. First 4 london : financial services : credit cards : bad credit. Mbna platinum student credit card.

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